Using a 12-Month Dummy Bank Statement for Testing, Training, and Simulation & DATA

 


Using a 12-Month Dummy Bank Statement for Testing, Training, and Simulation

In the digital age, banking, financial software, and educational tools increasingly rely on realistic datasets for development, testing, and training. However, using real customer bank statements is highly sensitive and illegal due to privacy regulations. This is where a 12-month dummy bank statement becomes invaluable.

A dummy bank statement simulates real-world financial activity over a specific period—like our example, which spans April 1, 2024, to March 31, 2025, for a fictional account holder, ABC XYZ, at LMN Bank, with realistic deposits, withdrawals, and UPI transactions. Such datasets replicate the structure and patterns of actual statements, including monthly balances, credits, debits, and transaction descriptions, without compromising anyone’s personal information.


Key Uses of a Dummy Bank Statement

1. Software and Application Testing

Financial software developers often need to verify features such as:

  • Transaction history displays: Ensuring all debits, credits, and balances appear correctly.

  • Filtering and reporting: Sorting transactions by type, amount, or date.

  • Balance calculations: Validating algorithms for cumulative balances, interest calculations, or overdraft limits.

Using dummy data prevents exposure of sensitive personal or corporate financial information, making it safe for QA teams.


2. Training and Educational Purposes

Dummy bank statements serve as an excellent educational tool:

  • Accounting and finance students can practice reading statements, classifying expenses, and reconciling accounts.

  • Data science learners can analyze patterns in spending, deposits, and withdrawals without handling real data.

  • Fraud detection exercises can simulate suspicious activity patterns to train algorithms and analysts.


3. Automation and Scripting Tests

Developers building automation scripts or RPA (Robotic Process Automation) can leverage dummy statements to:

  • Test CSV or Excel parsing for reporting and analytics.

  • Validate workflows that process financial transactions automatically.

  • Simulate bank feeds and integrations with other financial systems.


4. UI/UX and Dashboard Design

Designers of banking apps and dashboards benefit from realistic dummy statements because:

  • They allow the creation of user interfaces that reflect real-world scenarios, including multiple deposits, withdrawals, and varying transaction types.

  • Dashboards can be tested for charts, summaries, and alerts using actual-looking data without any privacy risks.


5. Compliance and Security Testing

Financial systems must comply with data protection laws, such as GDPR or PCI-DSS. Dummy statements enable:

  • Stress testing and security checks without using sensitive data.

  • Simulations for compliance audits or penetration testing on transaction-processing systems.


6. Demonstrations and Mock Applications

For presentations, workshops, and client demos, dummy statements can be used to:

  • Show how features like account reconciliation, budgeting, or reporting work.

  • Provide sample scenarios for loan applications, account statements, or financial training sessions.


Best Practices When Using Dummy Statements

  1. Never use dummy statements as proof of income or bank balance.

  2. Vary transaction patterns to simulate realistic behavior across multiple months or accounts.

  3. Include multiple transaction types (UPI payments, ATM withdrawals, deposits, refunds) for robust testing.

  4. Maintain balance consistency so software relying on cumulative calculations behaves correctly.


Conclusion

A 12-month dummy bank statement, like the one created for ABC XYZ at LMN Bank, is an essential resource for safe testing, training, and simulation in the financial technology ecosystem. It replicates the patterns of real banking activity while ensuring data privacy, enabling developers, educators, analysts, and designers to experiment and learn without legal or ethical risks.


BANK STATEMENT (DUMMY DATA)

Bank Name: LMN Bank

Bank Address: PQR

Account Holder: ABC XYZ

Period: April 1, 2024 - March 31, 2025

1-Apr-24

Opening Balance

-

-

52,300

2-Apr-24

UPI Payment to FoodMart

Debit

320

51,980

2-Apr-24

UPI Received from Rohan

Credit

1,200

53,180

3-Apr-24

UPI Payment to OLA

Debit

210

52,970

3-Apr-24

UPI Payment to Amazon

Debit

899

52,071

4-Apr-24

ATM Withdrawal

Debit

2,000

50,071

4-Apr-24

UPI Payment to Zomato

Debit

460

49,611

5-Apr-24

UPI Payment to Swiggy

Debit

380

49,231

5-Apr-24

UPI Received from Client A

Credit

6,000

55,231

6-Apr-24

UPI Payment to Pharmacy

Debit

640

54,591

6-Apr-24

UPI Payment to BigBazaar

Debit

1,120

53,471

7-Apr-24

UPI Received from Friend B

Credit

900

54,371

7-Apr-24

UPI Payment to Uber

Debit

260

54,111

8-Apr-24

UPI Payment to Hotel Stay

Debit

2,450

51,661

8-Apr-24

UPI Payment to Mobile Recharge

Debit

299

51,362

9-Apr-24

Deposit - Salary

Credit

34,500

85,862

9-Apr-24

UPI Payment to Tea Stall

Debit

40

85,822

10-Apr-24

UPI Payment to BookStore

Debit

560

85,262

10-Apr-24

UPI Received from XYZ Ltd Refund

Credit

450

85,712

11-Apr-24

UPI Payment to City Transport

Debit

75

85,637

11-Apr-24

UPI Payment to FoodMart

Debit

370

85,267

12-Apr-24

UPI Payment to Electricity Bill

Debit

1,250

84,017

13-Apr-24

UPI Received from Ganesh

Credit

1,000

85,017

13-Apr-24

UPI Payment to Myntra

Debit

1,899

83,118

14-Apr-24

UPI Payment to Groceries

Debit

720

82,398

14-Apr-24

UPI Payment to Gym

Debit

1,200

81,198

15-Apr-24

Deposit - Freelance Income

Credit

12,000

93,198

15-Apr-24

UPI Payment to Coffee Shop

Debit

210

92,988

16-Apr-24

UPI Payment to Pharmacy

Debit

375

92,613

17-Apr-24

UPI Payment to Swiggy

Debit

460

92,153

18-Apr-24

UPI Payment to Uber

Debit

190

91,963

18-Apr-24

UPI Payment to Amazon

Debit

499

91,464

19-Apr-24

UPI Received from Client B

Credit

4,200

95,664

19-Apr-24

UPI Payment to Tea Stall

Debit

50

95,614

20-Apr-24

UPI Payment to Hotel

Debit

1,850

93,764

21-Apr-24

UPI Payment to Groceries

Debit

980

92,784

22-Apr-24

UPI Payment to Petrol Station

Debit

1,200

91,584

23-Apr-24

UPI Received from Friend C

Credit

700

92,284

23-Apr-24

UPI Payment to Myntra

Debit

760

91,524

24-Apr-24

UPI Payment to FoodMart

Debit

340

91,184

25-Apr-24

UPI Payment to Swiggy

Debit

290

90,894

26-Apr-24

UPI Payment to Pharmacy

Debit

430

90,464

27-Apr-24

UPI Payment to Uber

Debit

150

90,314

28-Apr-24

UPI Payment to Recharge

Debit

199

90,115

29-Apr-24

UPI Payment to Groceries

Debit

890

89,225

30-Apr-24

UPI Received from Client D

Credit

3,000

92,225

1-May-24

Opening Balance

-

-

92,225

1-May-24

UPI Payment to FoodMart

Debit

360

91,865

1-May-24

UPI Payment to Uber

Debit

220

91,645

2-May-24

UPI Received from Client A

Credit

7,500

99,145

2-May-24

UPI Payment to Amazon

Debit

1,049

98,096

3-May-24

UPI Payment to Swiggy

Debit

430

97,666

3-May-24

UPI Payment to Pharmacy

Debit

260

97,406

4-May-24

ATM Withdrawal

Debit

3,000

94,406

4-May-24

UPI Payment to Myntra

Debit

1,299

93,107

5-May-24

UPI Payment to Groceries

Debit

740

92,367

5-May-24

Deposit - Freelance Income

Credit

10,000

102,367

6-May-24

UPI Payment to Electricity Bill

Debit

1,360

101,007

6-May-24

UPI Payment to Tea Stall

Debit

40

100,967

7-May-24

UPI Received from Friend B

Credit

1,200

102,167

7-May-24

UPI Payment to Hotel Stay

Debit

2,150

100,017

8-May-24

UPI Payment to Uber

Debit

190

99,827

8-May-24

UPI Payment to Recharge

Debit

299

99,528

9-May-24

Deposit - Salary

Credit

34,500

134,028

9-May-24

UPI Payment to Zomato

Debit

380

133,648

10-May-24

UPI Payment to BookStore

Debit

620

133,028

10-May-24

UPI Payment to Pharmacy

Debit

480

132,548

11-May-24

UPI Payment to Swiggy

Debit

410

132,138

11-May-24

UPI Received from Refund XYZ

Credit

350

132,488

12-May-24

UPI Payment to BigBazaar

Debit

1,250

131,238

13-May-24

UPI Received from Client C

Credit

3,800

135,038

13-May-24

UPI Payment to Amazon

Debit

829

134,209

14-May-24

UPI Payment to Groceries

Debit

920

133,289

14-May-24

UPI Payment to Gym

Debit

1,200

132,089

15-May-24

UPI Payment to Coffee Shop

Debit

180

131,909

15-May-24

UPI Received from Friend C

Credit

900

132,809

16-May-24

UPI Payment to City Transport

Debit

75

132,734

17-May-24

UPI Payment to Pharmacy

Debit

340

132,394

17-May-24

UPI Payment to Swiggy

Debit

420

131,974

18-May-24

UPI Payment to Petrol Station

Debit

1,400

130,574

18-May-24

UPI Payment to Amazon

Debit

499

130,075

19-May-24

UPI Received from Client D

Credit

5,000

135,075

20-May-24

UPI Payment to Groceries

Debit

710

134,365

21-May-24

UPI Payment to Tea Stall

Debit

50

134,315

22-May-24

UPI Payment to Hotel

Debit

1,950

132,365

23-May-24

UPI Received from Friend A

Credit

700

133,065

23-May-24

UPI Payment to Myntra

Debit

1,020

132,045

24-May-24

UPI Payment to FoodMart

Debit

410

131,635

25-May-24

UPI Payment to Swiggy

Debit

250

131,385

26-May-24

UPI Payment to Pharmacy

Debit

380

131,005

27-May-24

UPI Payment to Uber

Debit

170

130,835

28-May-24

UPI Payment to Recharge

Debit

199

130,636

29-May-24

UPI Payment to Groceries

Debit

850

129,786

30-May-24

UPI Received from Client E

Credit

4,500

134,286

31-May-24

UPI Payment to Amazon

Debit

699

133,587

1-Jun-24

Opening Balance

-

-

133,587

1-Jun-24

UPI Payment to FoodMart

Debit

350

133,237

1-Jun-24

UPI Payment to Uber

Debit

210

133,027

2-Jun-24

UPI Received from Client A

Credit

6,200

139,227

2-Jun-24

UPI Payment to Amazon

Debit

1,099

138,128

3-Jun-24

UPI Payment to Swiggy

Debit

390

137,738

3-Jun-24

UPI Payment to Pharmacy

Debit

460

137,278

4-Jun-24

ATM Withdrawal

Debit

2,000

135,278

4-Jun-24

UPI Payment to Myntra

Debit

1,150

134,128

5-Jun-24

UPI Payment to Groceries

Debit

840

133,288

5-Jun-24

Deposit - Freelance Income

Credit

11,500

144,788

6-Jun-24

UPI Payment to Electricity Bill

Debit

1,480

143,308

6-Jun-24

UPI Payment to Tea Stall

Debit

30

143,278

7-Jun-24

UPI Received from Friend B

Credit

900

144,178

7-Jun-24

UPI Payment to Hotel Stay

Debit

2,300

141,878

8-Jun-24

UPI Payment to Uber

Debit

180

141,698

8-Jun-24

UPI Payment to Recharge

Debit

299

141,399

9-Jun-24

Deposit - Salary

Credit

34,500

175,899

9-Jun-24

UPI Payment to Zomato

Debit

420

175,479

10-Jun-24

UPI Payment to BookStore

Debit

580

174,899

10-Jun-24

UPI Payment to Pharmacy

Debit

440

174,459

11-Jun-24

UPI Payment to Swiggy

Debit

450

174,009

11-Jun-24

UPI Received from Refund XYZ

Credit

350

174,359

12-Jun-24

UPI Payment to BigBazaar

Debit

1,180

173,179

13-Jun-24

UPI Received from Client C

Credit

4,200

177,379

13-Jun-24

UPI Payment to Amazon

Debit

849

176,530

14-Jun-24

UPI Payment to Groceries

Debit

790

175,740

14-Jun-24

UPI Payment to Gym

Debit

1,200

174,540

15-Jun-24

UPI Payment to Coffee Shop

Debit

220

174,320

15-Jun-24

UPI Received from Friend C

Credit

600

174,920

16-Jun-24

UPI Payment to City Transport

Debit

75

174,845

17-Jun-24

UPI Payment to Pharmacy

Debit

350

174,495

17-Jun-24

UPI Payment to Swiggy

Debit

410

174,085

18-Jun-24

UPI Payment to Petrol Station

Debit

1,450

172,635

18-Jun-24

UPI Payment to Amazon

Debit

599

172,036

19-Jun-24

UPI Received from Client D

Credit

5,200

177,236

20-Jun-24

UPI Payment to Groceries

Debit

730

176,506

21-Jun-24

UPI Payment to Tea Stall

Debit

50

176,456

22-Jun-24

UPI Payment to Hotel

Debit

2,050

174,406

23-Jun-24

UPI Received from Friend A

Credit

700

175,106

23-Jun-24

UPI Payment to Myntra

Debit

990

174,116

24-Jun-24

UPI Payment to FoodMart

Debit

310

173,806

25-Jun-24

UPI Payment to Swiggy

Debit

260

173,546

26-Jun-24

UPI Payment to Pharmacy

Debit

420

173,126

27-Jun-24

UPI Payment to Uber

Debit

160

172,966

28-Jun-24

UPI Payment to Recharge

Debit

199

172,767

29-Jun-24

UPI Payment to Groceries

Debit

810

171,957

30-Jun-24

UPI Received from Client E

Credit

4,600

176,557

1-Jul-24

Opening Balance

-

-

176,557

1-Jul-24

UPI Payment to FoodMart

Debit

370

176,187

1-Jul-24

UPI Payment to Uber

Debit

190

175,997

2-Jul-24

UPI Received from Client A

Credit

6,800

182,797

2-Jul-24

UPI Payment to Amazon

Debit

1,150

181,647

3-Jul-24

UPI Payment to Swiggy

Debit

440

181,207

3-Jul-24

UPI Payment to Pharmacy

Debit

380

180,827

4-Jul-24

ATM Withdrawal

Debit

2,500

178,327

4-Jul-24

UPI Payment to Myntra

Debit

1,280

177,047

5-Jul-24

UPI Payment to Groceries

Debit

950

176,097

5-Jul-24

Deposit - Freelance Income

Credit

12,500

188,597

6-Jul-24

UPI Payment to Electricity Bill

Debit

1,520

187,077

6-Jul-24

UPI Payment to Tea Stall

Debit

40

187,037

7-Jul-24

UPI Received from Friend B

Credit

900

187,937

7-Jul-24

UPI Payment to Hotel Stay

Debit

2,450

185,487

8-Jul-24

UPI Payment to Uber

Debit

180

185,307

8-Jul-24

UPI Payment to Recharge

Debit

299

185,008

9-Jul-24

Deposit - Salary

Credit

34,500

219,508

9-Jul-24

UPI Payment to Zomato

Debit

410

219,098

10-Jul-24

UPI Payment to BookStore

Debit

590

218,508

10-Jul-24

UPI Payment to Pharmacy

Debit

470

218,038

11-Jul-24

UPI Payment to Swiggy

Debit

420

217,618

11-Jul-24

UPI Received from Refund XYZ

Credit

300

217,918

12-Jul-24

UPI Payment to BigBazaar

Debit

1,260

216,658

13-Jul-24

UPI Received from Client C

Credit

4,500

221,158

13-Jul-24

UPI Payment to Amazon

Debit

799

220,359

14-Jul-24

UPI Payment to Groceries

Debit

860

219,499

14-Jul-24

UPI Payment to Gym

Debit

1,200

218,299

15-Jul-24

UPI Payment to Coffee Shop

Debit

240

218,059

15-Jul-24

UPI Received from Friend C

Credit

700

218,759

16-Jul-24

UPI Payment to City Transport

Debit

75

218,684

17-Jul-24

UPI Payment to Pharmacy

Debit

360

218,324

17-Jul-24

UPI Payment to Swiggy

Debit

380

217,944

18-Jul-24

UPI Payment to Petrol Station

Debit

1,550

216,394

18-Jul-24

UPI Payment to Amazon

Debit

599

215,795

19-Jul-24

UPI Received from Client D

Credit

5,600

221,395

20-Jul-24

UPI Payment to Groceries

Debit

780

220,615

21-Jul-24

UPI Payment to Tea Stall

Debit

50

220,565

22-Jul-24

UPI Payment to Hotel

Debit

2,150

218,415

23-Jul-24

UPI Received from Friend A

Credit

800

219,215

23-Jul-24

UPI Payment to Myntra

Debit

1,150

218,065

24-Jul-24

UPI Payment to FoodMart

Debit

330

217,735

25-Jul-24

UPI Payment to Swiggy

Debit

270

217,465

26-Jul-24

UPI Payment to Pharmacy

Debit

460

217,005

27-Jul-24

UPI Payment to Uber

Debit

170

216,835

28-Jul-24

UPI Payment to Recharge

Debit

199

216,636

29-Jul-24

UPI Payment to Groceries

Debit

830

215,806

30-Jul-24

UPI Received from Client E

Credit

4,900

220,706

31-Jul-24

UPI Payment to Amazon

Debit

899

219,807

1-Aug-24

Opening Balance

-

-

219,807

1-Aug-24

UPI Payment to FoodMart

Debit

360

219,447

1-Aug-24

UPI Payment to Uber

Debit

210

219,237

2-Aug-24

UPI Received from Client A

Credit

7,200

226,437

2-Aug-24

UPI Payment to Amazon

Debit

1,250

225,187

3-Aug-24

UPI Payment to Swiggy

Debit

410

224,777

3-Aug-24

UPI Payment to Pharmacy

Debit

430

224,347

4-Aug-24

ATM Withdrawal

Debit

2,000

222,347

4-Aug-24

UPI Payment to Myntra

Debit

1,390

220,957

5-Aug-24

UPI Payment to Groceries

Debit

920

220,037

5-Aug-24

Deposit - Freelance Income

Credit

11,200

231,237

6-Aug-24

UPI Payment to Electricity Bill

Debit

1,480

229,757

6-Aug-24

UPI Payment to Tea Stall

Debit

30

229,727

7-Aug-24

UPI Received from Friend B

Credit

900

230,627

7-Aug-24

UPI Payment to Hotel Stay

Debit

2,650

227,977

8-Aug-24

UPI Payment to Uber

Debit

180

227,797

8-Aug-24

UPI Payment to Recharge

Debit

299

227,498

9-Aug-24

Deposit - Salary

Credit

34,500

261,998

9-Aug-24

UPI Payment to Zomato

Debit

450

261,548

10-Aug-24

UPI Payment to BookStore

Debit

690

260,858

10-Aug-24

UPI Payment to Pharmacy

Debit

520

260,338

11-Aug-24

UPI Payment to Swiggy

Debit

430

259,908

11-Aug-24

UPI Received from Refund XYZ

Credit

300

260,208

12-Aug-24

UPI Payment to BigBazaar

Debit

1,180

259,028

13-Aug-24

UPI Received from Client C

Credit

4,200

263,228

13-Aug-24

UPI Payment to Amazon

Debit

880

262,348

14-Aug-24

UPI Payment to Groceries

Debit

830

261,518

14-Aug-24

UPI Payment to Gym

Debit

1,200

260,318

15-Aug-24

UPI Payment to Coffee Shop

Debit

240

260,078

15-Aug-24

UPI Received from Friend C

Credit

700

260,778

16-Aug-24

UPI Payment to City Transport

Debit

75

260,703

17-Aug-24

UPI Payment to Pharmacy

Debit

360

260,343

17-Aug-24

UPI Payment to Swiggy

Debit

410

259,933

18-Aug-24

UPI Payment to Petrol Station

Debit

1,650

258,283

18-Aug-24

UPI Payment to Amazon

Debit

650

257,633

19-Aug-24

UPI Received from Client D

Credit

5,700

263,333

20-Aug-24

UPI Payment to Groceries

Debit

740

262,593

21-Aug-24

UPI Payment to Tea Stall

Debit

50

262,543

22-Aug-24

UPI Payment to Hotel

Debit

2,350

260,193

23-Aug-24

UPI Received from Friend A

Credit

800

260,993

23-Aug-24

UPI Payment to Myntra

Debit

1,250

259,743

24-Aug-24

UPI Payment to FoodMart

Debit

350

259,393

25-Aug-24

UPI Payment to Swiggy

Debit

290

259,103

26-Aug-24

UPI Payment to Pharmacy

Debit

430

258,673

27-Aug-24

UPI Payment to Uber

Debit

190

258,483

28-Aug-24

UPI Payment to Recharge

Debit

199

258,284

29-Aug-24

UPI Payment to Groceries

Debit

820

257,464

30-Aug-24

UPI Received from Client E

Credit

4,600

262,064

31-Aug-24

UPI Payment to Amazon

Debit

770

261,294

1-Sep-24

Opening Balance

-

-

261,294

1-Sep-24

UPI Payment to FoodMart

Debit

380

260,914

1-Sep-24

UPI Payment to Uber

Debit

210

260,704

2-Sep-24

UPI Received from Client A

Credit

7,000

267,704

2-Sep-24

UPI Payment to Amazon

Debit

1,180

266,524

3-Sep-24

UPI Payment to Swiggy

Debit

420

266,104

3-Sep-24

UPI Payment to Pharmacy

Debit

460

265,644

4-Sep-24

ATM Withdrawal

Debit

2,000

263,644

4-Sep-24

UPI Payment to Myntra

Debit

1,240

262,404

5-Sep-24

UPI Payment to Groceries

Debit

990

261,414

5-Sep-24

Deposit - Freelance Income

Credit

12,000

273,414

6-Sep-24

UPI Payment to Electricity Bill

Debit

1,520

271,894

6-Sep-24

UPI Payment to Tea Stall

Debit

40

271,854

7-Sep-24

UPI Received from Friend B

Credit

950

272,804

7-Sep-24

UPI Payment to Hotel Stay

Debit

2,550

270,254

8-Sep-24

UPI Payment to Uber

Debit

170

270,084

8-Sep-24

UPI Payment to Recharge

Debit

299

269,785

9-Sep-24

Deposit - Salary

Credit

34,500

304,285

9-Sep-24

UPI Payment to Zomato

Debit

450

303,835

10-Sep-24

UPI Payment to BookStore

Debit

620

303,215

10-Sep-24

UPI Payment to Pharmacy

Debit

480

302,735

11-Sep-24

UPI Payment to Swiggy

Debit

440

302,295

11-Sep-24

UPI Received from Refund XYZ

Credit

350

302,645

12-Sep-24

UPI Payment to BigBazaar

Debit

1,260

301,385

13-Sep-24

UPI Received from Client C

Credit

4,300

305,685

13-Sep-24

UPI Payment to Amazon

Debit

920

304,765

14-Sep-24

UPI Payment to Groceries

Debit

890

303,875

14-Sep-24

UPI Payment to Gym

Debit

1,200

302,675

15-Sep-24

UPI Payment to Coffee Shop

Debit

260

302,415

15-Sep-24

UPI Received from Friend C

Credit

650

303,065

16-Sep-24

UPI Payment to City Transport

Debit

75

302,990

17-Sep-24

UPI Payment to Pharmacy

Debit

390

302,600

17-Sep-24

UPI Payment to Swiggy

Debit

410

302,190

18-Sep-24

UPI Payment to Petrol Station

Debit

1,600

300,590

18-Sep-24

UPI Payment to Amazon

Debit

680

299,910

19-Sep-24

UPI Received from Client D

Credit

5,900

305,810

20-Sep-24

UPI Payment to Groceries

Debit

760

305,050

21-Sep-24

UPI Payment to Tea Stall

Debit

50

305,000

22-Sep-24

UPI Payment to Hotel

Debit

2,250

302,750

23-Sep-24

UPI Received from Friend A

Credit

800

303,550

23-Sep-24

UPI Payment to Myntra

Debit

1,180

302,370

24-Sep-24

UPI Payment to FoodMart

Debit

340

302,030

25-Sep-24

UPI Payment to Swiggy

Debit

310

301,720

26-Sep-24

UPI Payment to Pharmacy

Debit

450

301,270

27-Sep-24

UPI Payment to Uber

Debit

180

301,090

28-Sep-24

UPI Payment to Recharge

Debit

199

300,891

29-Sep-24

UPI Payment to Groceries

Debit

870

300,021

30-Sep-24

UPI Received from Client E

Credit

4,700

304,721

1-Oct-24

Opening Balance

-

-

304,721

1-Oct-24

UPI Payment to FoodMart

Debit

390

304,331

1-Oct-24

UPI Payment to Uber

Debit

200

304,131

2-Oct-24

UPI Received from Client A

Credit

7,400

311,531

2-Oct-24

UPI Payment to Amazon

Debit

1,320

310,211

3-Oct-24

UPI Payment to Swiggy

Debit

430

309,781

3-Oct-24

UPI Payment to Pharmacy

Debit

480

309,301

4-Oct-24

ATM Withdrawal

Debit

2,500

306,801

4-Oct-24

UPI Payment to Myntra

Debit

1,350

305,451

5-Oct-24

UPI Payment to Groceries

Debit

960

304,491

5-Oct-24

Deposit - Freelance Income

Credit

12,800

317,291

6-Oct-24

UPI Payment to Electricity Bill

Debit

1,580

315,711

6-Oct-24

UPI Payment to Tea Stall

Debit

40

315,671

7-Oct-24

UPI Received from Friend B

Credit

950

316,621

7-Oct-24

UPI Payment to Hotel Stay

Debit

2,700

313,921

8-Oct-24

UPI Payment to Uber

Debit

190

313,731

8-Oct-24

UPI Payment to Recharge

Debit

299

313,432

9-Oct-24

Deposit - Salary

Credit

34,500

347,932

9-Oct-24

UPI Payment to Zomato

Debit

450

347,482

10-Oct-24

UPI Payment to BookStore

Debit

650

346,832

10-Oct-24

UPI Payment to Pharmacy

Debit

510

346,322

11-Oct-24

UPI Payment to Swiggy

Debit

420

345,902

11-Oct-24

UPI Received from Refund XYZ

Credit

300

346,202

12-Oct-24

UPI Payment to BigBazaar

Debit

1,320

344,882

13-Oct-24

UPI Received from Client C

Credit

4,400

349,282

13-Oct-24

UPI Payment to Amazon

Debit

880

348,402

14-Oct-24

UPI Payment to Groceries

Debit

910

347,492

14-Oct-24

UPI Payment to Gym

Debit

1,200

346,292

15-Oct-24

UPI Payment to Coffee Shop

Debit

260

346,032

15-Oct-24

UPI Received from Friend C

Credit

700

346,732

16-Oct-24

UPI Payment to City Transport

Debit

75

346,657

17-Oct-24

UPI Payment to Pharmacy

Debit

360

346,297

17-Oct-24

UPI Payment to Swiggy

Debit

460

345,837

18-Oct-24

UPI Payment to Petrol Station

Debit

1,620

344,217

18-Oct-24

UPI Payment to Amazon

Debit

680

343,537

19-Oct-24

UPI Received from Client D

Credit

6,100

349,637

20-Oct-24

UPI Payment to Groceries

Debit

810

348,827

21-Oct-24

UPI Payment to Tea Stall

Debit

50

348,777

22-Oct-24

UPI Payment to Hotel

Debit

2,350

346,427

23-Oct-24

UPI Received from Friend A

Credit

800

347,227

23-Oct-24

UPI Payment to Myntra

Debit

1,180

346,047

24-Oct-24

UPI Payment to FoodMart

Debit

330

345,717

25-Oct-24

UPI Payment to Swiggy

Debit

320

345,397

26-Oct-24

UPI Payment to Pharmacy

Debit

430

344,967

27-Oct-24

UPI Payment to Uber

Debit

180

344,787

28-Oct-24

UPI Payment to Recharge

Debit

199

344,588

29-Oct-24

UPI Payment to Groceries

Debit

890

343,698

30-Oct-24

UPI Received from Client E

Credit

4,900

348,598

31-Oct-24

UPI Payment to Amazon

Debit

920

347,678

1-Nov-24

UPI Payment to FoodMart

Debit

370

347,308

1-Nov-24

UPI Payment to Uber

Debit

210

347,098

2-Nov-24

UPI Received from Client A

Credit

7,600

354,698

2-Nov-24

UPI Payment to Amazon

Debit

1,250

353,448

3-Nov-24

UPI Payment to Swiggy

Debit

450

352,998

3-Nov-24

UPI Payment to Pharmacy

Debit

480

352,518

4-Nov-24

ATM Withdrawal

Debit

2,000

350,518

4-Nov-24

UPI Payment to Myntra

Debit

1,360

349,158

5-Nov-24

UPI Payment to Groceries

Debit

960

348,198

5-Nov-24

Deposit - Freelance Income

Credit

12,600

360,798

6-Nov-24

UPI Payment to Electricity Bill

Debit

1,580

359,218

6-Nov-24

UPI Payment to Tea Stall

Debit

40

359,178

7-Nov-24

UPI Received from Friend B

Credit

900

360,078

7-Nov-24

UPI Payment to Hotel Stay

Debit

2,750

357,328

8-Nov-24

UPI Payment to Uber

Debit

180

357,148

8-Nov-24

UPI Payment to Recharge

Debit

299

356,849

9-Nov-24

Deposit - Salary

Credit

34,500

391,349

9-Nov-24

UPI Payment to Zomato

Debit

460

390,889

10-Nov-24

UPI Payment to BookStore

Debit

620

390,269

10-Nov-24

UPI Payment to Pharmacy

Debit

520

389,749

11-Nov-24

UPI Payment to Swiggy

Debit

440

389,309

11-Nov-24

UPI Received from Refund XYZ

Credit

350

389,659

12-Nov-24

UPI Payment to BigBazaar

Debit

1,280

388,379

13-Nov-24

UPI Received from Client C

Credit

4,500

392,879

13-Nov-24

UPI Payment to Amazon

Debit

900

391,979

14-Nov-24

UPI Payment to Groceries

Debit

870

391,109

14-Nov-24

UPI Payment to Gym

Debit

1,200

389,909

15-Nov-24

UPI Payment to Coffee Shop

Debit

280

389,629

15-Nov-24

UPI Received from Friend C

Credit

700

390,329

16-Nov-24

UPI Payment to City Transport

Debit

75

390,254

17-Nov-24

UPI Payment to Pharmacy

Debit

400

389,854

17-Nov-24

UPI Payment to Swiggy

Debit

420

389,434

18-Nov-24

UPI Payment to Petrol Station

Debit

1,700

387,734

18-Nov-24

UPI Payment to Amazon

Debit

680

387,054

19-Nov-24

UPI Received from Client D

Credit

6,200

393,254

20-Nov-24

UPI Payment to Groceries

Debit

800

392,454

21-Nov-24

UPI Payment to Tea Stall

Debit

50

392,404

22-Nov-24

UPI Payment to Hotel

Debit

2,400

389,004

23-Nov-24

UPI Received from Friend A

Credit

850

389,854

23-Nov-24

UPI Payment to Myntra

Debit

1,200

388,654

24-Nov-24

UPI Payment to FoodMart

Debit

360

388,294

25-Nov-24

UPI Payment to Swiggy

Debit

300

387,994

26-Nov-24

UPI Payment to Pharmacy

Debit

450

387,544

27-Nov-24

UPI Payment to Uber

Debit

190

387,354

28-Nov-24

UPI Payment to Recharge

Debit

199

387,155

29-Nov-24

UPI Payment to Groceries

Debit

870

386,285

30-Nov-24

UPI Received from Client E

Credit

4,800

391,085

1-Dec-24

Opening Balance

-

-

391,085

1-Dec-24

UPI Payment to FoodMart

Debit

380

390,705

1-Dec-24

UPI Payment to Uber

Debit

210

390,495

2-Dec-24

UPI Received from Client A

Credit

7,800

398,295

2-Dec-24

UPI Payment to Amazon

Debit

1,300

396,995

3-Dec-24

UPI Payment to Swiggy

Debit

450

396,545

3-Dec-24

UPI Payment to Pharmacy

Debit

500

396,045

4-Dec-24

ATM Withdrawal

Debit

2,500

393,545

4-Dec-24

UPI Payment to Myntra

Debit

1,400

392,145

5-Dec-24

UPI Payment to Groceries

Debit

980

391,165

5-Dec-24

Deposit - Freelance Income

Credit

12,900

404,065

6-Dec-24

UPI Payment to Electricity Bill

Debit

1,600

402,465

6-Dec-24

UPI Payment to Tea Stall

Debit

40

402,425

7-Dec-24

UPI Received from Friend B

Credit

950

403,375

7-Dec-24

UPI Payment to Hotel Stay

Debit

2,800

400,575

8-Dec-24

UPI Payment to Uber

Debit

180

400,395

8-Dec-24

UPI Payment to Recharge

Debit

299

400,096

9-Dec-24

Deposit - Salary

Credit

34,500

434,596

9-Dec-24

UPI Payment to Zomato

Debit

460

434,136

10-Dec-24

UPI Payment to BookStore

Debit

650

433,486

10-Dec-24

UPI Payment to Pharmacy

Debit

520

432,966

11-Dec-24

UPI Payment to Swiggy

Debit

440

432,526

11-Dec-24

UPI Received from Refund XYZ

Credit

350

432,876

12-Dec-24

UPI Payment to BigBazaar

Debit

1,300

431,576

13-Dec-24

UPI Received from Client C

Credit

4,600

436,176

13-Dec-24

UPI Payment to Amazon

Debit

900

435,276

14-Dec-24

UPI Payment to Groceries

Debit

880

434,396

14-Dec-24

UPI Payment to Gym

Debit

1,200

433,196

15-Dec-24

UPI Payment to Coffee Shop

Debit

260

432,936

15-Dec-24

UPI Received from Friend C

Credit

700

433,636

16-Dec-24

UPI Payment to City Transport

Debit

75

433,561

17-Dec-24

UPI Payment to Pharmacy

Debit

400

433,161

17-Dec-24

UPI Payment to Swiggy

Debit

430

432,731

18-Dec-24

UPI Payment to Petrol Station

Debit

1,700

431,031

18-Dec-24

UPI Payment to Amazon

Debit

680

430,351

19-Dec-24

UPI Received from Client D

Credit

6,300

436,651

20-Dec-24

UPI Payment to Groceries

Debit

810

435,841

21-Dec-24

UPI Payment to Tea Stall

Debit

50

435,791

22-Dec-24

UPI Payment to Hotel

Debit

2,400

433,391

23-Dec-24

UPI Received from Friend A

Credit

850

434,241

23-Dec-24

UPI Payment to Myntra

Debit

1,200

433,041

24-Dec-24

UPI Payment to FoodMart

Debit

350

432,691

25-Dec-24

UPI Payment to Swiggy

Debit

320

432,371

26-Dec-24

UPI Payment to Pharmacy

Debit

450

431,921

27-Dec-24

UPI Payment to Uber

Debit

190

431,731

28-Dec-24

UPI Payment to Recharge

Debit

199

431,532

29-Dec-24

UPI Payment to Groceries

Debit

870

430,662

30-Dec-24

UPI Received from Client E

Credit

4,900

435,562

31-Dec-24

UPI Payment to Amazon

Debit

900

434,662

1-Jan-25

Opening Balance

-

-

434,662

1-Jan-25

UPI Payment to FoodMart

Debit

380

434,282

1-Jan-25

UPI Payment to Uber

Debit

200

434,082

2-Jan-25

UPI Received from Client A

Credit

7,500

441,582

2-Jan-25

UPI Payment to Amazon

Debit

1,250

440,332

3-Jan-25

UPI Payment to Swiggy

Debit

450

439,882

3-Jan-25

UPI Payment to Pharmacy

Debit

500

439,382

4-Jan-25

ATM Withdrawal

Debit

2,500

436,882

4-Jan-25

UPI Payment to Myntra

Debit

1,400

435,482

5-Jan-25

UPI Payment to Groceries

Debit

970

434,512

5-Jan-25

Deposit - Freelance Income

Credit

12,800

447,312

6-Jan-25

UPI Payment to Electricity Bill

Debit

1,580

445,732

6-Jan-25

UPI Payment to Tea Stall

Debit

50

445,682

7-Jan-25

UPI Received from Friend B

Credit

950

446,632

7-Jan-25

UPI Payment to Hotel Stay

Debit

2,750

443,882

8-Jan-25

UPI Payment to Uber

Debit

180

443,702

8-Jan-25

UPI Payment to Recharge

Debit

299

443,403

9-Jan-25

Deposit - Salary

Credit

34,500

477,903

9-Jan-25

UPI Payment to Zomato

Debit

460

477,443

10-Jan-25

UPI Payment to BookStore

Debit

650

476,793

10-Jan-25

UPI Payment to Pharmacy

Debit

520

476,273

11-Jan-25

UPI Payment to Swiggy

Debit

450

475,823

11-Jan-25

UPI Received from Refund XYZ

Credit

350

476,173

12-Jan-25

UPI Payment to BigBazaar

Debit

1,300

474,873

13-Jan-25

UPI Received from Client C

Credit

4,700

479,573

13-Jan-25

UPI Payment to Amazon

Debit

900

478,673

14-Jan-25

UPI Payment to Groceries

Debit

880

477,793

14-Jan-25

UPI Payment to Gym

Debit

1,200

476,593

15-Jan-25

UPI Payment to Coffee Shop

Debit

260

476,333

15-Jan-25

UPI Received from Friend C

Credit

700

477,033

16-Jan-25

UPI Payment to City Transport

Debit

75

476,958

17-Jan-25

UPI Payment to Pharmacy

Debit

400

476,558

17-Jan-25

UPI Payment to Swiggy

Debit

430

476,128

18-Jan-25

UPI Payment to Petrol Station

Debit

1,700

474,428

18-Jan-25

UPI Payment to Amazon

Debit

680

473,748

19-Jan-25

UPI Received from Client D

Credit

6,300

480,048

20-Jan-25

UPI Payment to Groceries

Debit

810

479,238

21-Jan-25

UPI Payment to Tea Stall

Debit

50

479,188

22-Jan-25

UPI Payment to Hotel

Debit

2,400

476,788

23-Jan-25

UPI Received from Friend A

Credit

850

477,638

23-Jan-25

UPI Payment to Myntra

Debit

1,200

476,438

24-Jan-25

UPI Payment to FoodMart

Debit

350

476,088

25-Jan-25

UPI Payment to Swiggy

Debit

320

475,768

26-Jan-25

UPI Payment to Pharmacy

Debit

450

475,318

27-Jan-25

UPI Payment to Uber

Debit

190

475,128

28-Jan-25

UPI Payment to Recharge

Debit

199

474,929

29-Jan-25

UPI Payment to Groceries

Debit

870

474,059

30-Jan-25

UPI Received from Client E

Credit

4,900

478,959

31-Jan-25

UPI Payment to Amazon

Debit

900

478,059

1-Feb-25

Opening Balance

-

-

478,059

1-Feb-25

UPI Payment to FoodMart

Debit

370

477,689

1-Feb-25

UPI Payment to Uber

Debit

210

477,479

2-Feb-25

UPI Received from Client A

Credit

7,700

485,179

2-Feb-25

UPI Payment to Amazon

Debit

1,280

483,899

3-Feb-25

UPI Payment to Swiggy

Debit

450

483,449

3-Feb-25

UPI Payment to Pharmacy

Debit

480

482,969

4-Feb-25

ATM Withdrawal

Debit

2,500

480,469

4-Feb-25

UPI Payment to Myntra

Debit

1,350

479,119

5-Feb-25

UPI Payment to Groceries

Debit

970

478,149

5-Feb-25

Deposit - Freelance Income

Credit

13,000

491,149

6-Feb-25

UPI Payment to Electricity Bill

Debit

1,600

489,549

6-Feb-25

UPI Payment to Tea Stall

Debit

50

489,499

7-Feb-25

UPI Received from Friend B

Credit

950

490,449

7-Feb-25

UPI Payment to Hotel Stay

Debit

2,750

487,699

8-Feb-25

UPI Payment to Uber

Debit

180

487,519

8-Feb-25

UPI Payment to Recharge

Debit

299

487,220

9-Feb-25

Deposit - Salary

Credit

34,500

521,720

9-Feb-25

UPI Payment to Zomato

Debit

460

521,260

10-Feb-25

UPI Payment to BookStore

Debit

650

520,610

10-Feb-25

UPI Payment to Pharmacy

Debit

520

520,090

11-Feb-25

UPI Payment to Swiggy

Debit

450

519,640

11-Feb-25

UPI Received from Refund XYZ

Credit

350

519,990

12-Feb-25

UPI Payment to BigBazaar

Debit

1,300

518,690

13-Feb-25

UPI Received from Client C

Credit

4,800

523,490

13-Feb-25

UPI Payment to Amazon

Debit

900

522,590

14-Feb-25

UPI Payment to Groceries

Debit

880

521,710

14-Feb-25

UPI Payment to Gym

Debit

1,200

520,510

15-Feb-25

UPI Payment to Coffee Shop

Debit

260

520,250

15-Feb-25

UPI Received from Friend C

Credit

700

520,950

16-Feb-25

UPI Payment to City Transport

Debit

75

520,875

17-Feb-25

UPI Payment to Pharmacy

Debit

400

520,475

17-Feb-25

UPI Payment to Swiggy

Debit

430

520,045

18-Feb-25

UPI Payment to Petrol Station

Debit

1,700

518,345

18-Feb-25

UPI Payment to Amazon

Debit

680

517,665

19-Feb-25

UPI Received from Client D

Credit

6,400

524,065

20-Feb-25

UPI Payment to Groceries

Debit

810

523,255

21-Feb-25

UPI Payment to Tea Stall

Debit

50

523,205

22-Feb-25

UPI Payment to Hotel

Debit

2,400

520,805

23-Feb-25

UPI Received from Friend A

Credit

850

521,655

23-Feb-25

UPI Payment to Myntra

Debit

1,200

520,455

24-Feb-25

UPI Payment to FoodMart

Debit

350

520,105

25-Feb-25

UPI Payment to Swiggy

Debit

320

519,785

26-Feb-25

UPI Payment to Pharmacy

Debit

450

519,335

27-Feb-25

UPI Payment to Uber

Debit

190

519,145

28-Feb-25

UPI Payment to Recharge

Debit

199

518,946

1-Mar-25

Opening Balance

-

-

518,946

1-Mar-25

UPI Payment to FoodMart

Debit

380

518,566

1-Mar-25

UPI Payment to Uber

Debit

210

518,356

2-Mar-25

UPI Received from Client A

Credit

7,800

526,156

2-Mar-25

UPI Payment to Amazon

Debit

1,300

524,856

3-Mar-25

UPI Payment to Swiggy

Debit

450

524,406

3-Mar-25

UPI Payment to Pharmacy

Debit

500

523,906

4-Mar-25

ATM Withdrawal

Debit

2,500

521,406

4-Mar-25

UPI Payment to Myntra

Debit

1,400

520,006

5-Mar-25

UPI Payment to Groceries

Debit

980

519,026

5-Mar-25

Deposit - Freelance Income

Credit

13,200

532,226

6-Mar-25

UPI Payment to Electricity Bill

Debit

1,600

530,626

6-Mar-25

UPI Payment to Tea Stall

Debit

50

530,576

7-Mar-25

UPI Received from Friend B

Credit

950

531,526

7-Mar-25

UPI Payment to Hotel Stay

Debit

2,750

528,776

8-Mar-25

UPI Payment to Uber

Debit

180

528,596

8-Mar-25

UPI Payment to Recharge

Debit

299

528,297

9-Mar-25

Deposit - Salary

Credit

34,500

562,797

9-Mar-25

UPI Payment to Zomato

Debit

460

562,337

10-Mar-25

UPI Payment to BookStore

Debit

650

561,687

10-Mar-25

UPI Payment to Pharmacy

Debit

520

561,167

11-Mar-25

UPI Payment to Swiggy

Debit

450

560,717

11-Mar-25

UPI Received from Refund XYZ

Credit

350

561,067

12-Mar-25

UPI Payment to BigBazaar

Debit

1,300

559,767

13-Mar-25

UPI Received from Client C

Credit

4,900

564,667

13-Mar-25

UPI Payment to Amazon

Debit

900

563,767

14-Mar-25

UPI Payment to Groceries

Debit

880

562,887

14-Mar-25

UPI Payment to Gym

Debit

1,200

561,687

15-Mar-25

UPI Payment to Coffee Shop

Debit

260

561,427

15-Mar-25

UPI Received from Friend C

Credit

700

562,127

16-Mar-25

UPI Payment to City Transport

Debit

75

562,052

17-Mar-25

UPI Payment to Pharmacy

Debit

400

561,652

17-Mar-25

UPI Payment to Swiggy

Debit

430

561,222

18-Mar-25

UPI Payment to Petrol Station

Debit

1,700

559,522

18-Mar-25

UPI Payment to Amazon

Debit

680

558,842

19-Mar-25

UPI Received from Client D

Credit

6,500

565,342

20-Mar-25

UPI Payment to Groceries

Debit

810

564,532

21-Mar-25

UPI Payment to Tea Stall

Debit

50

564,482

22-Mar-25

UPI Payment to Hotel

Debit

2,400

562,082

23-Mar-25

UPI Received from Friend A

Credit

850

562,932

23-Mar-25

UPI Payment to Myntra

Debit

1,200

561,732

24-Mar-25

UPI Payment to FoodMart

Debit

350

561,382

25-Mar-25

UPI Payment to Swiggy

Debit

320

561,062

26-Mar-25

UPI Payment to Pharmacy

Debit

450

560,612

27-Mar-25

UPI Payment to Uber

Debit

190

560,422

28-Mar-25

UPI Payment to Recharge

Debit

199

560,223

29-Mar-25

UPI Payment to Groceries

Debit

870

559,353

30-Mar-25

UPI Received from Client E

Credit

4,900

564,253

31-Mar-25

UPI Payment to Amazon

Debit

900

563,353


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